There are recent changes in the laws and these changes provide you free access to your credit report. There are many sources of information to explain how the new laws are implemented and can be used by you to access your credit information. Some of these sites offer to actually help you through the process but we recommend you first learn the law and how it is established.

Equifax.com
http://equifax.com
Credit Reports, Credit Scores, Protection Against Identity Theft and more.

Experian.com
http://www.experian.com/consumer/index2.html
Check your personal credit report in seconds! Learn what factors can positively or negatively effect credit reports & credit scores. Experian provides quality information to consumers with tools to empower smart financial decision-making.

TransUnion
http://www.tuc.com
Determine your credit report and credit score from the source consumers and businesses have trusted for more than 30 years. Find out more about our leading business intelligence and credit information services.

Federal Trade Commission
http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htm
Along with a lot of other great information this article is a must read, "Your Access To Free Credit Reports."

FreeCreditReport.com
http://www.freecreditreport.com
See what's in your credit report, who put it there, and who's been looking at it so you can make sure everything is accurate.

Consumer Info
http://www.consumerinfo.com
Free Credit Report Online at Consumer Info. Specializing in credit score, trw, credit and credit bureau.

Credit-Factor.com
http://www.credit-factor.com
A directory of free credit report resources and other helpful tools.

CreditReporting.com
http://www.creditreporting.com
Free Online Credit Reports - Perform a credit check today and order your Equifax Credit Report, Experian Credit Report, trw Credit Report, Trans Union Credit Report, credit score, and 3 credit bureau reports with score online.

Free Credit Reports.com
http://www.freecreditreportservice.com
Free credit reports and credit scores on FreeCreditReportService.com! Obtain a credit report and credit score from Equifax, Experian and Trans Union today!

AnnualCreditReport.com
https://www.annualcreditreport.com/cra/index.jsp
Eligibility for an annual free credit report is determined by your state of residence based on the rollout schedule set by federal law. Look below to see when a free credit report becomes available in your state through this website.

How to get a free credit report
http://www.epfl.net/slrc/busctr/creditrep.html
A good article on the subject from Enoch Pratt Free Library.

Credit411.Com
http://www.credit411.com
Get your FREE Credit Reports from Experian, Trans Union and Equifax.

Free Credit Profile
https://www.freecreditprofile.com
FreeCreditProfile offers you MORE than a free credit report--you'll also receive a FREE credit score and FREE debt analysis. All this online in seconds.

Reliacredit.com
http://www.reliacredit.com
Check your Credit Reports online with ReliaCredit.com. We offer a low cost way of obtaining your personal credit report in an instant.

Free Credit Report Check.com
http://www.free-credit-report-check.com
Get your free credit report and do a free credit check. Also get your 3 bureau online credit report.